Documents Required from Buyer

DocumentPurposeWhere to Get
Aadhaar CardIdentity verificationUIDAI
PAN CardTax compliance (mandatory above ₹10 lakh)Income Tax Dept
Passport PhotosRegistration processAny studio
Address ProofCurrent residence verificationUtility bills/bank statement
Income ProofHome loan applicationSalary slips/ITR
Bank StatementsFinancial capacity proof (6 months)Your bank
CIBIL ReportCreditworthiness checkCIBIL website

Documents to Collect from Seller

DocumentWhy It Matters
Original Sale DeedProves current ownership — verify chain for 30+ years
Encumbrance CertificateConfirms no pending loans or legal claims
Approved Building PlanConfirms construction is authorized by MCD/DDA
Occupancy CertificateConfirms building is approved for occupation
Property Tax ReceiptsConfirms taxes are paid up-to-date
Society NOCRequired for resale flats — no pending dues
Power of Attorney (if applicable)If seller is acting on behalf of owner
Mutation CertificateShows property is recorded in seller's name in MCD

Home Loan Documents

  • Loan application form
  • Identity & address proof
  • Last 6 months salary slips
  • Last 2 years Form 16 / ITR
  • Last 6 months bank statements
  • Property documents (all of the above)
  • Processing fee cheque

Registration Documents

📋 At the Sub-Registrar Office

  • Sale deed (2 originals + copies)
  • Stamp duty payment receipt
  • Aadhaar of buyer, seller, and 2 witnesses
  • Passport photos of all parties
  • PAN cards of buyer and seller
  • Power of Attorney (if applicable)

Also read: Stamp duty charges in Delhi and registration fees.

Frequently Asked Questions

What documents should I check before buying property?
Check title deed, encumbrance certificate, approved building plan, property tax receipts, and NOC from society. Have a lawyer verify all documents.
Is Aadhaar card mandatory for property registration?
Yes, Aadhaar is now mandatory for property registration in Delhi since 2017. Both buyer and seller need to provide Aadhaar.

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